Rising interest rates, rising home prices, lack of inventory and other factors are significant barriers to homeownership, and will be for many years to come.

With Steadworth's Home Wealth Share Program, we provide eligible homebuyers with 10%-15% of the purchase price of a home as an additional down payment for a home (the homebuyer must contribute 5%-10%) of credit-worthy buyers with stable incomes that meet certain underwriting criteria.

Because the homebuyer now has a 20% down payment (5%-10% of their own money and 10%-15% of 3rd party investor money), they have a lower affordable mortgage payment and no private mortgage insurance, and they save quite a bit of money every month. In return for the investment in a homebuyer's required down payment, Steadworth will share in a portion of the future appreciation on the home for a fixed term. Steadworth’s interests are secured through a second lien against the property. Steadworth is completely passive and will have “no voice” and cannot interfere in homeowner’s use and enjoyment of the property.