In today's market, rising interest rates, rising home prices, lack of inventory and other factors are significant barriers to homeownership, and will be for many years to come. With Steadworth's Home Wealth Share Program, we provide eligible homebuyers with 10%-15% of the purchase price of a home as an additional down payment for credit-worthy buyers with stable incomes that meet certain underwriting criteria.

Homebuyer provides: at least 5% of the home purchase price
Steadworth provides: 10%-15% of the home purchase price

Because the homebuyer now has a 20% down payment, they have a lower affordable mortgage payment and no private mortgage insurance, and they save money every month. In return for the investment in a homebuyer's required down payment, Steadworth will share in a portion of the future appreciation on the home for a fixed term.