Getting Started With Your Account
Choose Home Wealth Share Plan
Selecting the right Home Wealth Share Plan is the first step towards unlocking the door to homeownership with Steadworth.
Explore Plan Options: Take the time to review and understand the different Home Wealth Share Plans available. Each plan offers a unique percentage of your home's future appreciation that Steadworth will share with you. Consider your financial goals and choose the plan that aligns best with your needs.
Calculate Potential Benefits: Utilize our intuitive calculator to estimate the potential benefits of each Home Wealth Share Plan. Enter the projected value of your future home and see how Steadworth's investment can help you increase your purchasing power and build wealth.
Consult with Experts: Our team of experienced advisors is here to guide you through the decision-making process. Schedule a consultation to discuss your specific situation, ask questions, and gain valuable insights into how a Home Wealth Share Plan can benefit you.
Review Terms and Conditions: Thoroughly read and understand the terms and conditions associated with the Home Wealth Share Plan you're interested in. Pay attention to factors such as the contract length, the percentage of home appreciation to be shared, and any additional obligations or benefits that may apply.
Make an Informed Decision: Armed with knowledge and expert advice, you're ready to make an informed decision. Choose the Home Wealth Share Plan that suits your goals and aspirations, empowering you to embark on your homeownership journey with confidence.
Secure Your Home Financing
Get Mortgage Pre-Approval
Getting a mortgage pre-approval by verifying your identity, assets, liabilities, and income is the last step to begin the process of submitting an offer on a home.
Gather Required Documents: Start by collecting the necessary documents for the mortgage pre-approval process. This typically includes proof of income, employment history, bank statements, and identification documents. Having these ready will streamline the application process.
Research Lenders: Explore different lenders and their mortgage options to find the best fit for your financial situation. Consider factors such as interest rates, loan terms, and customer reviews. Steadworth can provide recommendations and connect you with trusted lenders who understand our Home Wealth Share program.
Submit Application: Once you've selected a lender, it's time to complete the mortgage pre-approval application. Provide accurate and detailed information about your financial status, including income, assets, and debts. The lender will review your application and assess your eligibility for a mortgage.
Credit Check and Verification: As part of the pre-approval process, the lender will conduct a credit check to assess your creditworthiness. They may also verify the information provided in your application, such as employment and income details. Ensure that all the information is accurate and up to date.
Receive Pre-Approval Letter: If your application is successful, you'll receive a pre-approval letter from the lender. This letter confirms the amount you're pre-approved for and demonstrates your seriousness as a buyer to sellers. This pre-approval strengthens your position when making an offer on a home.
Consult with Steadworth: At this stage, it's beneficial to consult with Steadworth's team of experts. We can provide guidance on how to navigate the mortgage process while integrating it with our Home Wealth Share program. We'll help you understand how the pre-approval impacts your overall homeownership strategy.
Begin Home Search: With mortgage pre-approval in hand, you're now ready to embark on your home search journey. Work with real estate agents, explore online listings, and visit open houses to find your dream home. Having pre-approval makes you a more attractive buyer to sellers, increasing your chances of securing the home you desire.
Shop For Your New Home
Make Offer On Your Dream Home
Congratulations on finding your dream home! Now it's time to make an offer and take the next step towards homeownership with Steadworth.
Consult with Real Estate Agent: Work closely with your trusted real estate agent to determine the appropriate offer price for the property. They will provide valuable insights into the local market, recent comparable sales, and help you craft a compelling offer.
Assess Property Value: Evaluate the current market value of the home you wish to purchase. Consider factors such as location, size, condition, and any unique features that contribute to its worth. This information will help you determine a fair and competitive offer price.
Prepare Offer Documents: Your real estate agent will assist you in preparing the necessary offer documents, such as the purchase agreement. They will guide you through the terms and conditions, contingencies, and any additional documents required by the seller or local regulations.
Submit Your Offer: Once the offer documents are ready, review them carefully and provide any required signatures. Your real estate agent will submit the offer to the seller or their representative on your behalf. It's important to be responsive and timely during this stage to maximize your chances of a successful offer.
Negotiation and Counteroffers: The seller may respond with a counteroffer, suggesting modifications to the terms of your initial offer. This negotiation process may involve multiple back-and-forth exchanges until both parties reach an agreement on the terms of the sale. Your real estate agent will represent your interests during negotiations and guide you through the process.
Close On Your Home With Down Payment Funds
Transfer Down Payment Funds
Finalize Purchase Agreement: Work closely with your real estate agent and legal counsel to finalize the purchase agreement. Ensure that all necessary terms and conditions are included and that you fully understand the obligations and responsibilities outlined in the contract.
Secure Financing: If you haven't already secured financing, now is the time to finalize your mortgage arrangements. Work with your preferred lender or consult with Steadworth's recommended lenders to secure the necessary financing for your home purchase.
Close the Deal: Once all the necessary steps are completed, including the satisfaction of contingencies and the approval of financing, you'll be ready to close the deal. This involves signing the final paperwork, transferring funds, and officially becoming the proud owner of your dream home.
Consult with Real Estate Agent: Work closely with your trusted real estate agent to determine the appropriate offer price for the property. They will provide valuable insights into the local market, recent comparable sales, and help you craft a compelling offer.
Assess Property Value: Evaluate the current market value of the home you wish to purchase. Consider factors such as location, size, condition, and any unique features that contribute to its worth. This information will help you determine a fair and competitive offer price.
Prepare Offer Documents: Your real estate agent will assist you in preparing the necessary offer documents, such as the purchase agreement. They will guide you through the terms and conditions, contingencies, and any additional documents required by the seller or local regulations.
Submit Your Offer: Once the offer documents are ready, review them carefully and provide any required signatures. Your real estate agent will submit the offer to the seller or their representative on your behalf. It's important to be responsive and timely during this stage to maximize your chances of a successful offer.
Negotiation and Counteroffers: The seller may respond with a counteroffer, suggesting modifications to the terms of your initial offer. This negotiation process may involve multiple back-and-forth exchanges until both parties reach an agreement on the terms of the sale. Your real estate agent will represent your interests during negotiations and guide you through the process.
Congratulations, You're Now A Homeowner
Move Into Your New Home
Congratulations on finding your dream home! Now it's time to make an offer and take the next step towards homeownership with Steadworth.
Consult with Real Estate Agent: Work closely with your trusted real estate agent to determine the appropriate offer price for the property. They will provide valuable insights into the local market, recent comparable sales, and help you craft a compelling offer.
Assess Property Value: Evaluate the current market value of the home you wish to purchase. Consider factors such as location, size, condition, and any unique features that contribute to its worth. This information will help you determine a fair and competitive offer price.
Prepare Offer Documents: Your real estate agent will assist you in preparing the necessary offer documents, such as the purchase agreement. They will guide you through the terms and conditions, contingencies, and any additional documents required by the seller or local regulations.
Submit Your Offer: Once the offer documents are ready, review them carefully and provide any required signatures. Your real estate agent will submit the offer to the seller or their representative on your behalf. It's important to be responsive and timely during this stage to maximize your chances of a successful offer.
Negotiation and Counteroffers: The seller may respond with a counteroffer, suggesting modifications to the terms of your initial offer. This negotiation process may involve multiple back-and-forth exchanges until both parties reach an agreement on the terms of the sale. Your real estate agent will represent your interests during negotiations and guide you through the process.
Enjoy the freedom of choice
Sell or Refinance at any time
Congratulations on finding your dream home! Now it's time to make an offer and take the next step towards homeownership with Steadworth.
Consult with Real Estate Agent: Work closely with your trusted real estate agent to determine the appropriate offer price for the property. They will provide valuable insights into the local market, recent comparable sales, and help you craft a compelling offer.
Assess Property Value: Evaluate the current market value of the home you wish to purchase. Consider factors such as location, size, condition, and any unique features that contribute to its worth. This information will help you determine a fair and competitive offer price.
Prepare Offer Documents: Your real estate agent will assist you in preparing the necessary offer documents, such as the purchase agreement. They will guide you through the terms and conditions, contingencies, and any additional documents required by the seller or local regulations.
Submit Your Offer: Once the offer documents are ready, review them carefully and provide any required signatures. Your real estate agent will submit the offer to the seller or their representative on your behalf. It's important to be responsive and timely during this stage to maximize your chances of a successful offer.
Negotiation and Counteroffers: The seller may respond with a counteroffer, suggesting modifications to the terms of your initial offer. This negotiation process may involve multiple back-and-forth exchanges until both parties reach an agreement on the terms of the sale. Your real estate agent will represent your interests during negotiations and guide you through the process.